Credit Education

Until recently, educators have overlooked the importance of financial literacy education in high school, colleges and other community base organizations. This is shocking, considering that financial literacy is a critical life skill that is the foundation for a secure life. Personal money management skills are often the difference between a life lived in poverty and a life of abundance. We can no longer afford to ignore importance of financial and credit literacy education in the community.

Education about credit is key to undeestanding how credit works. On an educational level, credit is not being taught. Researching education alone rarely provides simplistic language that people can understand how the system really works. There are benefits to being educated about credit appropriately. Adequate education provides consumers with tools to understand how much bad credit cost or whether they will pay high interest rates.