Renewing Credit, Reducing Debt, establishing
Generational Wealth and creating a Financial Legacy
Here at FSU we offer additional financial services to help you secure your financial freedom. We can assist you in obtaining your financial goals as well as help you create a positive financial future. Our job is to put our clients in the best financial position possible!
We understand your credit score is a critical key to financial freedom. Our credit consultants are board certified with 20+ years of proven in depth knowledge and analytical skills to solve your credit issues. We use aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and extensive experience with the credit bureaus, collection agencies and financial institutions.
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Our services are engineered from the ground up with Credit Consulting in mind. As a client, you will find that we leverage our entire arsenal of credit experience and powerful strategies on your behalf. We guarantee our clients the highest degree of customer satisfaction and excellent consulting services. FSU has a background of getting you the best results that can literally turn your life around.
Until recently, educators have overlooked the importance of financial literacy education in high school, colleges and other community base organizations. This is shocking, considering that financial literacy is a critical life skill that is the foundation for a secure life. Personal money management skills are often the difference between a life lived in poverty and a life of abundance. We can no longer afford to ignore importance of financial and credit literacy education in the community.
Education about credit is key to undeestanding how credit works. On an educational level, credit is not being taught. Researching education alone rarely provides simplistic language that people can understand how the system really works. There are benefits to being educated about credit appropriately. Adequate education provides consumers with tools to understand how much bad credit cost or whether they will pay high interest rates.
FSU INSURANCE GROUP
FSU is extremely proud of the accomplishments of its Insurance Division. We can now offer a wide range of Life, annuity and specialty business insurances to our clients with the same level of care, confidence and efficiency we have been delivering for two decades. We here at FSU are excited to announce that we are now offering additional Financial Services to help you secure your Financial Freedom! We can assist you in attaining your credit goals as well as help you to fulfill a positive financial future.
Our job is to put our clients in the best financial position possible! We have over 10 carrier partners worth billions of dollars and over 100 years in business. Some of those offerings include: 401K Rollover, Indexed Annuities (Retirement), Key Man Insurance, ROP Term, Indexed Universal Life, Guaranteed Issue Insurance, Final Expense (Immediate Decision), and Mortgage Protection Insurance.
FSU INSURANCE GROUP
Business Credit Program
Obtaining credit for a business is a process that should be established over time. The older the business the more options the business will have to build credit without the use of personal guarantees. It is not easy to build business credit on your own without a great deal of time and research. The first step is to start building the credit early.
The most important thing to remember when obtaining business credit is to look for the experts-If you want to be sure that are setting up your business credit correctly. Financial Services Unlimited Inc.. Can help any business, new or old.
Is Credit Consulting Legal?Yes, credit consulting is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Is Credit Consulting and Education worth my time and moneyContrary to what credit bureaus want you to believe, credit consulting does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
What can I expect when I enroll in Credit EducationWe will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
What is FSU's 100% Guarentee Policy?You are entitled to a 100% refund on all monthly payments if: You do not remove more than 25% of all the negatives worked on. You have had six months from the time you retain our services. You have at least four negatives on the credit report at the time of sign-up. You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
How long will it take to raise my score?Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.
Why are your results different?There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
What items can you help me to remove and improve?With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
Will the items removed come back?Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What's our commitment to you?We understand your credit score is a critical key to financial freedom. Our credit consultants are board certified with 20+ years of proven in depth knowledge and analytical skills to solve your credit issues. We use aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and extensive experience with the credit bureaus, collection agencies and financial institutions. We offer a 100% Money Back Guarantee. We are a company with integrity. We are very experienced with consumer, business and mortgage credit. We will be intimately involved with your credit repair experience. We will be there for you every step of the way. Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done